专利名称：System and method for facilitating cash
payment transactions using a mobile device
发明人：Stephen P. Capps,John Paul Minor,Catalin
Voss
申请号：US13479135申请日：20120523公开号：US09626701B2公开日：20170418
专利附图：
摘要：Disclosed herein are systems and methods for facilitating transactions betweena merchant-partner and an end-user. In one embodiment, a service provider: (a) stages a
transaction between a merchant and a consumer; (b) creates a transaction-specific uniquereference locator (URL) linked to a transaction-specific web page; and (c) sends thetransaction-specific URL to the consumer's mobile device. Whereupon the consumerclicks on the transaction specific URL on their mobile device, the service provider displaysa token ID on the transaction-specific web page. The token ID is linked to the stagedtransaction and is used to initiate data communication between a point-of-sale (POS)terminal and the service provider's processing unit. The service provider can then: receiveconfirmation that the consumer has presented the token ID and a payment to the POSterminal; display a transaction receipt on the transaction-specific web page; and/or notifythe merchant that the consumer has provided the payment.
申请人：Stephen P. Capps,John Paul Minor,Catalin Voss
地址：San Carlos CA US,Brick NJ US,Mauer DE
国籍：US,US,DE
代理机构：Blakely, Sokoloff, Taylor & Zafman LLP
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